Top Health Insurance Broker
Florida-based · Licensed in 31+ states

Health coverage tailored to you — not the public.

We open clients’ eyes to every option available — for individuals, families, and small businesses — and tailor a plan to their needs: lower monthly costs, better benefits.

Get a Free Quote → See how it works
31+
Licensed States
$0
Consult · 15–20 min
24hrs
Quote Turnaround
A family enjoying time together outdoors
Personal guidance · Nationwide options
Access to major U.S. carriers
Aetna Cigna UnitedHealthcare Blue Cross Blue Shield Oscar Kaiser Anthem Molina Aetna Cigna UnitedHealthcare Blue Cross Blue Shield Oscar Kaiser Anthem Molina

Carrier names are trademarks of their respective owners. Saintellus Health Advisory is an independent advisor.

Finding the right plan shouldn't take a miracle.

Most people feel completely overwhelmed trying to find coverage that actually fits. The process is broken — but it shouldn't take divine intervention to get you covered.

1

You search online…

…and suddenly your phone won't stop ringing with spam from lead-generation sites praying on the confused.

2

You check the Marketplace…

…and the prices are sky-high once you're past the subsidy thresholds, with no one to explain why.

3

You finally pick a plan…

…but the deductibles and premiums leave you praying you picked right, with nobody to ask if you didn't.

What Most People Don't Know

Better plans may exist beyond the Marketplace.

Qualified applicants may have access to private options with broad nationwide networks and competitive pricing. We compare private, Marketplace, employer, and COBRA routes side by side so the tradeoffs are clear.

See if you qualify
Coverage Options

Private, Marketplace & Group Options for You

Personalized coverage for individuals, families, self-employed professionals, and businesses.

Individual & Family

Private health plans not available online, plus marketplace options. We'll determine which fits — whether your income qualifies for subsidies or you'd save more outside the marketplace.

→ Private + ACA options

Small Business Group

Customizable health policies tailored to your business size, industry, and budget — with simple setup and ongoing support.

→ Group + employer plans

Self-Employed & 1099

Truckers, contractors, freelancers, diplomats, governmental contractors, and other self-employed professionals — portable coverage that stays with you wherever your work takes you.

→ Self-employed plans

COBRA Alternatives

Compare the full cost of continuing employer coverage against individual options before your election window closes.

→ Transition coverage
How It Works

Three steps. About 60 seconds.

No spam-calling lead farms. Just one licensed advisor, walking you through your real options.

01

Tell us about you

Answer 3 quick questions about who you're covering, where you live, and what kind of plan matters most.

02

We compare your options

We pull private plans, ACA-eligible options, and group plans across major U.S. carriers — then narrow to what genuinely fits.

03

You choose, we handle the rest

Plain-English walkthrough of every option. When you're ready, we handle enrollment, paperwork, and renewals.

Who We Help

Coverage guidance built around real working lives

Your job title does not determine the right plan. Your household, doctors, prescriptions, budget, and priorities do.

01

Business Owners & Entrepreneurs

Individual and group strategies that can adapt as the company grows.

02

Self-Employed & 1099 Contractors

Portable options for freelancers and independent professionals.

03

Families & Individuals

Clear comparisons for everyday households and married couples.

04

Traveling Professionals

Nationwide network options that can move with your schedule.

05

People Between Jobs

Help comparing COBRA, Marketplace, and private transition coverage.

06

Pre-Retirement Households

Coverage planning for the years before Medicare eligibility.

Find options now →
About Saintellus

Built to make complex coverage feel clear and personal.

Health insurance should not feel like a puzzle. Saintellus Health Advisory was created to help individuals, families, and professionals understand every credible path before they make a decision.

You deserve thoughtful guidance, an honest comparison, and a plan you can feel confident carrying forward.

We combine private, Marketplace, employer, and group options with a conversation centered on your priorities—not a one-size-fits-all sales script.

MS
Mohab H. Saintelus
Licensed Advisor

Specialized solutions

Guidance for international entrepreneurs, diplomats, government contractors, and professionals with needs that do not fit a standard template.

Education first

Every plan — deductibles, networks, drug coverage — walked through before you sign.

Why it feels different

We analyze, empathize, and deliver—with proactive counseling that balances risk assessment, practical control, and affordability.

Ongoing partnership

Same advisor for renewals, claim questions, and plan changes — not a different person each year.

The People Behind Your Coverage

Real advisors, not call centers.

Direct guidance from licensed professionals who remain available after enrollment.

Mohab H. Saintelus, Licensed Health Insurance Advisor

Mohab H. Saintelus

Licensed Advisor

Simon, Licensed Health Insurance Advisor

Simon

Licensed Advisor

Lady Petrina S., Licensed Health Insurance Advisor

Lady Petrina S.

Licensed Advisor

Harold Carvajal, Licensed Health Insurance Advisor

Harold Carvajal

Licensed Advisor

Client Voices

Real people. Real results.

Honest words from clients who decided to stop guessing and start asking.

Verified Google Business
Trilingual · EN / ES / Kreyòl
31+ States Served
MR
Marcus R.
Small Business Owner — Miami, FL
★★★★★

Mohab made the whole health insurance process feel easy. I had no idea where to start, and he walked me through everything — no pressure, no jargon. Within a week I had a plan that was better than what I had before and saved me over $200 a month.

SR
Sofia R.
Freelance Designer
★★★★★

I'm a freelancer and was paying way too much for the wrong plan. Mohab found me coverage that actually fits how I work and saved me money.

DT
David T.
Father of 3 — Orlando, FL
★★★★★

Fast, professional, and genuinely helpful. He found a family plan that covered all four of us — for less than I expected. Great experience from start to finish.

JL
Jennifer L.
Self-Employed — Fort Lauderdale, FL
★★★★★

I had no idea private plans existed outside the marketplace. Mohab showed me options I literally couldn't have found on my own. Game changer.

RC
Rosa C.
Mother — Hialeah, FL
★★★★★

Habla español y se toma el tiempo para explicar todo. Encontró un plan que se ajusta a mi familia y mi presupuesto. Lo recomiendo 100%.

AT
Andre T.
Restaurant Owner — Plantation, FL
★★★★★

As a small business owner I was drowning in group plan options. Mohab cut through it all and got my team coverage that's actually useful. Saved me hours.

KP
Kevin P.
1099 Contractor — Coral Springs, FL
★★★★★

He didn't try to sell me the most expensive plan — he found me something that actually matched my needs. That kind of honesty is hard to find.

Leave a Google Review →

Worked with us recently? Your honest feedback helps other families find good coverage.

Privacy & Security

Your information stays yours

Sensitive health and contact information deserves careful handling.

01

Never sold for marketing

Your information is used to help evaluate coverage—not resold to third-party lead marketers.

02

Secure transmission

Website traffic and form submissions are protected with HTTPS encryption.

03

You stay in control

Contact us to request access, correction, or deletion of your information.

Read our Privacy Policy for details.

Quick Answers

Commonly Asked Questions

Do I pay you anything for your help?
No. As a licensed advisor, I'm compensated by the carriers when you enroll. My consultation, plan comparisons, paperwork, and ongoing support are free to you. Carriers evaluate me based on client retention and satisfaction, so I'm motivated to find you the right long-term fit — not the quickest sale.
What are "private plans not available online"?
Private plans are health insurance products offered directly by carriers outside of Healthcare.gov and state marketplaces. They often have different pricing, network options, and benefit structures than ACA marketplace plans. Many people don't qualify for ACA subsidies and end up overpaying — private plans can be a better fit. We'll show you which option actually makes sense for you.
How is this different from going direct to the carrier?
Going direct only shows you that one carrier's plans. We work with multiple major U.S. carriers and can compare the full range — so you see what actually fits your family, business, or income, not what one company has to sell.
What states do you serve?
We're licensed in 31+ states. We're based in Florida but work with clients nationwide. Reach out and we'll confirm if we're licensed in yours.
What if I already have coverage?
We'll review what you have at no cost and only recommend a change if it would actually improve your coverage or cost. Often the answer is "you're in the right place, here's why."
Get in Touch

Ready to find your right plan?

Start with a free, no-obligation conversation. We typically respond within a few hours.

Call or Text
(954) 667-5532
Email
mohab@sainthealthadvisors.com
Office Hours
Mon–Fri 8 AM – 10 PM  ·  Sat–Sun 8 AM – 4 PM

"My service costs you nothing — I'm here to simplify the process and make sure you walk away with a plan you actually understand and can count on."

— Mohab Saintelus, Saintellus Health Advisory

Free Health Quote

Let's find your plan.

3 quick questions. About 60 seconds.

1
2
3

Who is this coverage for?

Pick the option that fits best.

Just me
Individual coverage
Me + spouse
Couple coverage
My family
Spouse + kids
Self-employed
1099 / freelancer
My business
Group plan for team
Medicare
65+ / supplements

A few quick details.

This helps us narrow your plan options before the call.

Where should we reach you?

A licensed advisor will personally call within one business day.

Meet your advisors

Licensed · Florida-based · real people

Mohab H. Saintelus
Licensed Advisor
Simon
Licensed Advisor
Lady Petrina S.
Licensed Advisor
Harold Carvajal
Licensed Advisor
Read our story →
Meet the team
Quick Quote Call